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Beneficiaries, riders and payouts, explained.

The mechanics, explained one piece at a time.

One address, the newsletter, and partner offers. Unsubscribe whenever you like. Read the Privacy if you want the detail.

What is in a typical one

In this issue

  • Reviewing cover after a change
  • Cover for non-earning partners
  • How underwriting works
  • Final-expense products

There is a brief editor note as well, and an unsubscribe link in the footer of each issue.

Recurring themes

  • Reviewing cover after a change
  • Cover for non-earning partners
  • How underwriting works
  • Final-expense products

The point of it

Errors acknowledged

Corrections run in the next issue and are marked as such.

Existing policies first

Most issues concern cover readers already have.

No commission here

Nobody is paid when you buy anything. There is nothing here to buy.

The schedule

One issue a fortnight.

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What life cover does, in readable terms.